Decision Library

Hard 15 vs Ace

Hard 15 vs dealer Ace · six decks · dealer stands on soft 17 · double after split allowed

Correct play

Hit

The best you can do is hold the loss to -0.482 per unit, and hitting beats surrendering by 0.018 per unit.

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Deals a hard 15 against a dealer ace in the trainer, graded live.

Expected value of every option

Per unit bet, six decks, dealer stands on soft 17, computed by the engine.

OptionEV / unitvs. best
HitBest-0.482
Surrender-0.500-0.018
Stand-0.664-0.182
Double-0.986-0.504
16.8%
Dealer busts showing Ace
54.0%
You bust if you hit

Why hitting

Hard 15 is too low to leave alone against a ace. Standing surrenders the hand to a dealer who reaches a pat total most of the time, so you take the card. Your bust risk on the hit is 54.0%, and against this upcard that risk is worth accepting.

Hitting returns -0.482 per unit versus -0.664 for standing, a +0.182 swing in favor of taking the card.

The common mistake

It is tempting to stand on 15 and hope the dealer busts, but against a ace that hope is too thin. Standing costs 0.182 per unit versus the correct hitting. Over a few hundred of these hands, that is real money handed back.

How rules change the play

Same hand, different table conditions. The correct play holds unless noted.

Table conditionCorrect play
6 decks, stands soft 17 (baseline)Hit
6 decks, hits soft 17Surrender changes
Single deck, stands soft 17Hit
Double deck, stands soft 17Hit
No surrender offeredHit

The correct play changes under: 6 decks, hits soft 17. Everywhere else, hit holds. Use the row that matches your table.

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Strategy and expected values from a combinatorial engine validated against Wizard of Odds.