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Played hands show up here with the cards, your decisions, and the result.
Spanish 21 strategy is denser than regular blackjack because doubling is allowed on any number of cards and 21s made with extra cards can pay a bonus. That is why some cells below are card-count limited, like D3 (double only if you got there in 3 cards or fewer, otherwise hit) or S5 (stand only if you got there in 5 cards or fewer, otherwise hit). These charts are generated directly from the same tables the trainer grades you against, so what you see here is exactly what you are being coached on.
Hard totals (not yet doubled)
Soft totals — ace + a small card (not yet doubled)
Pairs (not yet doubled)
7,7 vs. dealer 7 is a special case: split it unless your two 7s are suited, in which case stay on the hard 14 and hit, chasing the suited 6-7-8 / 7-7-7 bonus instead.
After you double — redouble, stand, or surrender
This trainer allows one redouble. Double down rescue means you can always surrender for your original bet back after any double, even if you go on to redouble.
The words that matter
- D#Double if you reached this total in # cards or fewer, otherwise hit. Because you can double on any number of cards, the chart tells you exactly when it stops being worth it.
- S#Stand if you reached this total in # cards or fewer, otherwise hit. At high card counts, hitting toward a 5, 6, or 7+ card 21 bonus can beat standing on a mediocre total.
- RSurrender if you can (first two cards only). If surrender is not offered, fall back to the next best play.
- PSplit. Spanish 21 lets you resplit any pair, including aces, up to four hands, and hit or double after splitting aces.
Bonus payouts (not after doubling or splitting)
| Blackjack (2-card 21) | 3 to 2 |
| 5-card 21 | 3 to 2 |
| 6-card 21 | 2 to 1 |
| 7-or-more-card 21 | 3 to 1 |
| 6-7-8, mixed suits | 3 to 2 |
| 6-7-8, one suit | 2 to 1 |
| 6-7-8, all spades | 3 to 1 |
| 7-7-7, mixed suits | 3 to 2 |
| 7-7-7, one suit | 2 to 1 |
| 7-7-7, all spades | 3 to 1 |
| Suited 7-7-7 vs. dealer 7 (Super Bonus) | $1,000–$5,000 |
Match the Dealer side bet (8 decks)
| Two matches, both suited | 24 to 1 |
| One suited, one rank-only match | 15 to 1 |
| One suited match | 12 to 1 |
| Two rank-only matches | 6 to 1 |
| One rank-only match | 3 to 1 |
| No match | Loss |
A match compares one of your first two cards to the dealer's up card. Matching rank and suit pays more than matching rank alone. This is a pure side bet with roughly a 3% house edge; it has no effect on your main-hand strategy.
Common mistakes
- Standing on 16 or 17 against a strong dealer card out of habit. Against a dealer ace, both 16 and 17 surrender; standing gives up equity you would keep by surrendering.
- Doubling a big total built from lots of cards. Because doubling any number of cards is allowed, it is tempting to double a hand like an 11 built from four small cards. Past the D-limit for that total, hitting keeps your card-count bonus chances alive and is worth more than the extra bet.
- Splitting suited 7s against a dealer 7. That specific pair is the one time you keep the double 7 and hit instead of splitting, because a third 7 completes the highest-paying bonus in the game.
- Forgetting the redouble/surrender choice after doubling. Once you have doubled, some totals like 13 through 16 against a dealer 8, 9, 10, or ace are correct to surrender rather than just stand, using double down rescue to get your original bet back.
- Treating a 3-card 21 as just a 21. A 6-7-8 or 7-7-7 pays a real bonus over a plain win. Do not double or split into one of these hands if it costs you the bonus.
Strategy sourced from Michael Shackleford, Wizard of Odds — Spanish 21 (dealer hits soft 17, redoubling allowed), cross-checked in tabular form against beatingbonuses.com's transcription of the same analysis. One simplification: the rare footnote to hit certain 13–15 totals instead of standing when a 6-7-8 bonus is still catchable is not modeled; Wizard of Odds notes this affects a small fraction of a percent of hands.